magayo WET (Weather, Exchange rate, Time)

magayo WET is a weather app with animated weather icons, currency exchange rates and world time for your Windows desktop, whether at home or at work. It displays the local date & time of your chosen cities, the local weather with animated icons and the currency exchange rates. magayo WET also provides 5-day weather forecasts, historical currency exchange rates, time converter, currency converter, temperature converter and full personalization capabilities.
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Popołudniowy komentarz wideo z 14.04.2017 Marcin Lipka Główny Analityk

Surprising readings from the US. Both inflation and the retail sales were significantly below economists’ estimates. It is a negative message for the dollar. The zloty remains fairly stable after US economic reports. to serwis wymiany walut online dla klientów indywidualnych, przedsiębiorców, podróżnych oraz osób spłacających kredyty walutowe. Firma oferuje atrakcyjne kursy 24 walut.
W ramach serwisu klienci mogą wymieniać pieniądze przez Internet (do ich dyspozycji są trzy systemy transakcyjne) oraz korzystać z kart walutowych. Transakcje mogą zawierać przez całą dobę, siedem dni w tygodniu. Realizuję je za pomocą przelewów internetowych z dowolnego banku. Jako pierwszy kantor w Polsce, został włączony do organizacji SWIFT, zrzeszającej największe banki oraz instytucje finansowe. Znajduje się również w gronie dostawców danych oraz analiz rynkowych na platformie Bloomberga. W zestawieniu Bloomberg Rankings, zajął pierwsze miejsce na świecie wg kryterium skuteczności prognozy na parze walutowej EUR/PLN za cztery kolejne kwartały 2013 r. Prognozy dla pary USD/PLN zajęły także drugie miejsce na świecie za pierwszy kwartał 2014 r. W tym samym prestiżowym rankingu za pierwszy kwartał 2015 r. analitycy internetowego serwisu wymiany walut najtrafniej przewidzieli kursy pary walutowej CZK/EUR.

*** provides online FX services, using state-of-the-art FX technology for everybody, including individuals, entrepreneurs, travellers and those repaying loans in foreign currencies. presents the most favorable rates of all the 24 currencies in its offer. Categories of services offered are: online currency exchange (in three transaction models) and currency cards. The transactions can be concluded via internet transfers from any bank account 24/7. is the first FX company in Poland to join the SWIFT organization which includes only the largest banks and financial institutions. The company is also amongst Bloomberg data and analysis suppliers. EUR/PLN forecasts have been awarded first place in the world for four consecutive quarters in Bloomberg’s rank Best EMEA Currency Forecasters Q3 2013 and the first place for the CZK/EUR and ZAR/USD forecasts for the first three quarters of 2014. The forecasters of the currency exchange company were awarded in the 2015 edition of this prestigeous rank for the most accurate forecasts for the currency pair CZK/EUR.

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Currency Exchange in the United States


The United States uses the United States dollar ($) as its currency, divided into 100 cents (¢). American bills usually come in denominations of $ 1, $ 5, $ 10 and $ 20. Denominations of $ 2, $ 50 and $ 100 can also be found, but they are uncommon, especially the $ 2 bill. All $ 1, $ 2, $ 5, $ 50 and $ 100 bills, and older $ 10 and $ 20 bills are all green.

The standard coins are the penny (1 ¢, copper color), the nickel (5 ¢, silver color), the dime (10 ¢, silver color) and the quarter (25 ¢, silver color). Note: The size of American coins does not necessarily correspond to their relative value: the dime is the smallest coin, followed by the penny, nickel and quarter in that order. Large 50 ¢ and $ 1 coins are uncommon. $ 1 coins (silver or gold) slightly larger than a quarter have been introduced, but are uncommon.

There is a large variety of different coins in circulation. In many cases, for a particular denomination the coins will have an identical front but totally different backs. For example, for quarters (25 ¢), each state is commemorated on the back of the coin. This means that there are 50 different coins, in addition to the traditional eagle and the 1976 bicentennial commemorative quarter.


The dollar is one of the world's most common currencies and is convertible to most other currencies. Conversion rates vary daily and are available online. Foreign treaties are almost never accepted. Canadian currency is sometimes accepted at larger stores within 100 miles of the border, but discounted for the exchange rate.

Some US banks will only change currency for customers. Foreign travelers are often the exception, as long as you have proper identification (passport) and a major currency. It is best to call ahead to verify that you will be able to make the exchange.

Note: It is not common to find currency exchange centers outside of major coastal and border cities, and international airports. Many banks can also provide currency exchange services, although certainly not for large amounts of money. You are best to bring dollars with you from your home country.


Most automated teller machines (ATMs) can handle foreign bank cards or credit cards bearing Visa / Plus or MasterCard / Cirrus logo; note, however, that many ATMs charge fees of about $ 1.50 for use with cards not from the bank operating the ATM (this is often waived for cards issued outside of the USA but then again, banks in one's home country may charge their own fees) . Smaller ATMs found in restaurants etc. often charge higher fees.

Note: For German travelers, customers of "Deutsche Bank" are not charged for withdrawals from ATM machines that are operated by Bank of America. If you intend to use your overseas bank card or credit card, be certain that you have a PIN (personal identification number) that will work internationally (usually 4 digits) and that you know how much each transaction will cost (minimum and percent rate exchange fees).

Credit Cards

Major credit cards such as Visa and MasterCard are widely used. Other cards such as American Express and Discover are also accepted, but not as broadly. Almost all sit-down restaurants, hotels, and stores will accept credit cards. Authorization is made by signing a sales slip or sometimes a computer pad. When making large purchases, it is fairly typical for stores to ask for picture identification, but no additional security precautions are taken, so guard your cards carefully.

Gas station pumps, selected public transportation vending machines and some other types of automated vending machines often have credit / debit card readers. Note, however, that some automated vending machines accepting credit cards ask for the Zip code of the US billing address for the card, which effectively advances them from accepting foreign cards. For gas stations, it would be advisable to check first with the station attendant inside.

Traveler's Checks

It may or may not be wiser to bring traveler's checks or use the ATM, depending on your bank's policies. It's always good to come with some currency on hand. Many establishments are unfamiliar with traveler's checks, and may not know how to process them. You should have no trouble using a traveler's check at a hotel or tourist site, but you may be out of luck at a grocery store or gas station.

American Express Travel cards would be a safe alternative to traveler's checks. They work like credit cards but are pre-credited with the amount you determine.


In order to open a bank account in the United States, the federal government requires that you have a tax identification number or social security number. If you are visiting the United States for a while you can apply for a TIN.

Many "regular" checking accounts offer free online bill paying options. However, be aware, that "free" may not be so. Be sure to read the fine print. There are often other charges tied to checking accounts (which many travelers will know as "chequing" accounts) such as checking processing fees, ATM fees and overdrafts.


  • Recently many of the paper bills have been redesigned with additional security features including the use of microprinting, colors and larger faces on the bills. Old-design bills, however, are still in circulation. Keep in mind that if you return home with large amounts of old-design bills, your local banks may be unwilling to exchange them for fear of receiving older counterfeits.
  • It may be wise to convert money in your home currency into US dollars prior to arriving in the US since it is uncommon to find currency exchange centers outside of major coastal and border cities, and international airports.
  • Some establishments will try to disallow the use of credit cards for small purchases, but this practice is forbidden by the credit card companies. You can either pay in cash, or simply remember the cashier that they are required by the credit card companies to take cards for purchases of any amount.


Currency Converters For Online Merchants

Currency Exchange Rates Affect Profit and Loss
The internet has taken business to a whole new level. Since the internet is global in scope entrepreneurs are often faced with problems that present themselves when doing business internationally. The e-businessman is more than likely to encounter foreign currencies and the difficulties currency conversion presents. Currency exchange rates can have a great effect on profit and loss for e-businesses.

Many Applications Available
A working knowledge of currency exchange rates and how they affect e-business is essential. Online merchants who limit themselves to one currency are bound to lose business in an international market. Fortunately there are many online applications available for the e-merchant.

Inline Currency Converters
There are inline applications which can be placed on a website that will automatically display prices in international treaties. This enables the out of country customer to see product prices in their home currency. There are online applications available that automatically detect where the site visitor is located and display prices in the local currency.

Keeping it Simple
The real benefit of these types of applications is that they are designed for customer convenience and require no action on the part of the customer. Other online applications available include pop up applications. These are typically a hyperlink to a third party site where a customer can typically calculate currency exchange rates. Usually these applications require several actions on the part of the customer and can lead to frustration and loss of business. When it comes to currency converters the simpler for the customer the better.

Online Payment Providers
Most credit card and e-payment services provide currency conversion services. Examples of these would include PayPal and Net Teller. A well designed and easy to use application is absolutely essential for online merchants doing business in several countries. A user friendly application can be the difference between success and failure for a .


Currency Exchange Rates and News

When there are countless ways of making money from the market, you will be certainly spoiled for choices. Many investors consider forex trading as one of the most lucrative sources of making money. You need no big money to start your venture here; all you need to know is the value of currencies which you want to trade together their changing value in sync with market conditions.

To get the exchange rates, you can use the online calculator available in many financial platform including few non-financial online sites. If you are a forex trader, it is advisable that you buy a currency exchange calculator software so that you can use it to your advantage. Never allow your emotions to get the best out of you; consider facts and real market situations, set a strategy and follow step by step accordingly. Successful forex traders always go by the trends, keeping a close watch on the changing values ​​of treaties which are affected by the proportional economies. They never take decisions going by their emotions.

Another routine activity that the forex trader should be involved in is watching exchange news. Consider reading the news at a news portal; at a reliable platform where news get published faster than other platforms, you can get the AZ of information about news concerning nations across the world. It is not only for forex traders that exchange rates or currency exchange news holds importance. International traders, businessmen, especially those who are involved in imports and exports including travelers who travel to places around the world for one reason or another such as leisure or business, should be well conversant with the currency exchange rates so that they are not duped. Besides using the exchange calculator getting updated with currency exchange news will well serve their purpose.

There are financial institutions that function at the national and international level to facilitate people for currency exchange. If you are visiting the USA, you can get US dollars against the rupee at such an institution.


More About Mobile Currency Converters

Mobile Technology and Internet Access

There are several companies that provide currency converters for mobile devices. The use of cell phones has become endemic in areas with mobile service. Smart phones and Blackberries allow the user to access the internet and perform almost any action. Most of the world has been quick to adopt mobile technology and mobile devices have changed the way people communicate and do business.

WorldMate Live Currency Converter For Blackberry

Mobile applications allow the user to calculate transactions in most treaties. For Blackberry users WorldMatelive offers a free application. The WorldMateLive can be accessed at App World and takes about 10 minutes to download. After the download WorldMate Live takes about 3 minutes to install. The application has the capability to calculate transactions in 160 world contexts. WorldMate Live also provides global weather reports, comparison charts for clothing sizes, and an itinerary organizer.

WorldMate Live for Other Phones

In addition to the Blackberry application WorldMate Live also provides a similar one for the following phones; Samsung Blackjack, Motorola Q, or a PDA with windows mobile software. The application is free and can be accessed at and takes about 10 minutes to download.

The aCurrency Converter

For those with a T Mobile phone the aCurrency application is available for download from the Android Market. This currency converter covers 160 circles. Every time the currency converter is opened it automatically updates the latest currency exchange rates.

The ACT Currency Converter

For iPhone users the ACT Currency global currency converter is available from the iTunes App Store. This currency converter covers 190 treaties and is updated by hitting the refresh button. The application costs $ 1 which is exceptionally inexpensive.

While these applications are designed with the tourist in mind they could easily be of use to currency traders who need to check often through the day and may not have immediate access to a computer.


Basics of Foreign Exchange

Foreign exchange market is the largest financial market in the world that trades with currencies of different countries. The amount of foreign currencies that is traded crosses $ 2 trillion each day. As this is an international Foreign Exchange market, the commodity that is bought and sold in the foreign currency. The foreign exchange market was launched before three decades and as on date this is the largest liquid financial market that deals more than 100 hundred times of stocks deal in the New York stock exchange.

The best market to invest that has no competition and external control is the foreign currency exchange market. The market exists purely based on speculation. There is no central exchange to conduct trading and trading occurs between two big banks and this inter-bank market is called the over counter market. The trade is carried out using telephone or internet in this decade. The major currency exchange trading centers are Sydney, London, Tokyo, New York and Frank Furt. The foreign exchange market is a 24 hours market running on all working days.

The major advantage of currency exchange market is the high level of liquidity. This comes from the big financial institutions and Governments taking part in the trading. The banks that are involved offer cash flow to the investors, retailers and to many multinational companies.

There is no commission for trading your treaties. You need not pay any part of your profit to your foreign exchange broker who helps you in currency exchange. You can keep 1005 of the profit you gain form the changing currency conversion rates. This has made currency exchange, an attractive business opportunity for those who want to make hot cash.

The foreign currency exchange market is always stable. There is always a profit potential irrespective of the rise or fall of any currency. If a currency of a particular country falls, then some other currency will raise in value. So you can operate without worrying about the ups and downs. The market will never go down as the commodities are foreign currencies.

As the industry is always wake you can start and end your trade at any time irrespective of your time zone. With the changing currency conversion rates, the currency exchange market gives you the opportunity to make larger profits with a lower money investment. The transactions that involve huge money can also be completed in few seconds and the liquidity in the market is high.

Your profit depends on the currency conversion rates. You have to buy a currency say Euro, by paying another currency say USD. You have to buy Euro when you expect the value of Euro to rise in the near future. Now you have to follow the exchange rates. When you find an optimum value for Euro to make profit, you can now sell your euros for making a profit. The change and the fluctuation in the currency exchange market is frequent and rapid and you have to closely watch the currency conversion rates and trade at the appropriate time to make profit.


Currency Converter – The Essential Service for Forex Traders

Currency converters are programs which are available online for everyone to use but, what exactly are they and how do they assist you? A currency converter is the online live program converter that calculates or specifics how much one currency is worth relative to another currency. For example you may be interested in how many New Zealand dollars it will take to buy one Australian dollar this currency converter can do the calculation easily for you.

Foreign currency exchange rates (Forex for short) are the rates recently traded between the country's currency and another country's currency. These are live converters and they constantly change as traders buy and sell currencies and supply and demand increases or decreases, impacting the bid and selling rates. With the currency converters you can easily compare the conversion rates by searching on the internet under currency exchange rate converter and Australia or US dollar or any other currency you are interested in. Most online Forex site have currency converters conveniently located in them.

If you are able to watch the currency converters regularly you can tack when the best exchange rates are to get the best rates. It may be wise to observe the average the high and the low for the day / week etc so as to know in what range your contracts have been trading. In this way you have a limited understanding to be able to predict where the treaties are heading. At the end of the day no one can predict the future but these statistics give us an indication of the 'anticipated' direction.

With so many options for obtaining foreign currency it may be useful to look at some of the terms more commonly referred to in the trading terms.

Forex rates are the rates commonly traded between all major country's treaties. These are subject to change regularly as the trader buy and sell more or less of the currents and the general supply and demand increases or decreases. Conversion rates are quoted regularly as online as the buys and sellers bid to negotiate buying / selling rates. You can easily compare the conversion rates and watch the monthly rates to see when your rate drops or climbs so as to decide when to buy. Just search on the internet for currency exchange rates of the currency you are tracking. There are also online money converters which can use the current exchange rate to convert your currency into the foreign exchange currency equivalent.

As long as you are able to prove that you have a valid reason for the foreign currency banks are allowed to sell the foreign currency to you. Bank currency exchange rates are the rates that the banks will buy and sell physical treaties to their customers. Obviously they add on commissions and charges for acting as the middle man do the rate may be a few cents more than the exchange rate quoted. As another safe option you may choose Travelers checks (a form of travel cash or travel currency). These are checks made out in the foreign currency which are effectively purchased in your local country but can be redeemed overseas. The benefit is that they are protected so if you lose the checks then the bank will issue you new checks as opposed to losing the physical currency which would be a disaster!


Currency Conversion Tips for Travelers

Are you planning on traveling overseas in the near future? Many people are unprepared when they land in a foreign country, because they don’t have the proper currency. While many European nations have converted to the Euro, there are still plenty of different currencies used overseas and in Europe.

Here are some tips on saving when you exchange your money in foreign countries.

Currency exchange is big business in Europe. Many currency exchange businesses make a commission when they either buy or sell currency to you. You can save lots of money if you need to buy or sell currency. First of all, ATM machines are one of the most convenient ways to get the foreign currency that you need. ATM’s usually have great exchange rates and can work with many American banks. Plus using a debit, or back-card is often the best way to go, because many do not charge conversion fees.

If you are in vacationing in a large city, shop around. You will find

astronomical fees and commissions as well as long lines at the airports and hotels. You usually can find better deals at legitimate currency businesses. Never trade currency openly on the street. Many street traders will give you counterfeit dollars or a lousy exchange rate.

Travelers checks are a convenient way to carry and spend your money overseas, but be aware that most businesses will still charge a conversion fee for payment with travelers checks, the same as if you were paying with U.S. currency.

If you are planning on using your credit card extensively during your trip, you should note that some credit cards charge a currency-conversion fee and some do not. Credit cards are usually a good choice when traveling because of the extra theft and charge-back protection they provide.

In summary, doing a little investigation beforehand can save big money on

your travels overseas.